Simple & Secure Loan Services

Personal Loan

What is Personal Loan?

Whether you plan to finance your education or cover the costs of your dream home renovation, a personal loan can accelerate your progress.

A personal loan is a sum of money borrowed for personal purposes, like settling credit card debt, home renovations, travel, or handling emergencies. Unlike secured loans, personal loans are not backed by collateral.

To apply for a personal loan, financial institutions assess your eligibility and determine interest rates based on your credit score. A higher credit score generally results in lower interest charges. Lenders also evaluate your ability to repay the loan before approval. Repayment involves settling the principal amount along with interest over an agreed-upon period.

Personal loans serve as a viable option for individuals facing financial challenges that require prompt resolution, such as debt consolidation or loan refinancing. They provide the flexibility for significant purchases and allow repayments at a comfortable pace

Learn more about how to get a personal loan here.

Documents Required
Why FundRego?

We recognize that everyone's situation is different, and we customize financial solutions for unique individuals or businesses.

Apply for a Loan Today

Seize financial opportunities with our personalized loan services customized for you

How Does It Work?

Get the funds you need in 3 simple steps.

01.

Share with us about your funding needs over here in less than a minute.

02.

Our professional loan adviser will reach out to you to gather the necessary documents.

03.

Receive your funds to support your needs!

Loan Calculator For Your Personal Finances

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PERSONAL LOAN FAQ

The final approval of a loan depends on the internal regulations, procedures, and eligibility standards of each loan source. Therefore, determining eligibility for a specific loan prior to using our application form is challenging. We enhance your chances of loan approval by collaborating with multiple banks and financial institutions. Even if one bank rejects your application, you still have a strong chance of approval from others.

However, to apply for a personal loan with FUNDREGO, you must meet these minimum requirements:

  • You must be between the ages of 18 and 70.
  • You must have a monthly salary of at least $1,200.
  • You must be a Singaporean with a salary, a PR, or an EP holder.
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